10 Free Tools

All Calculators

Every angle of FIRE, all free, all instant. Pick the tool that fits your question.

FIRE Basics

FIRE Calculator

Calculate your FIRE number, years to financial independence, and projected retirement age.

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FIRE Number Calculator

Find exactly how much you need to retire based on your expenses and withdrawal rate.

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Coast FIRE Calculator

Discover when compound interest alone will carry you to retirement — no contributions needed.

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Savings Rate Calculator

See how dramatically increasing your savings rate shortens your path to independence.

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Withdrawals & Rules

4% Rule Calculator

Model safe withdrawal rates and see how long your portfolio lasts under different spending.

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Retirement Timeline

A year-by-year roadmap to retirement based on income, expenses, and investment growth.

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Growth & Investing

Compound Interest Calculator

Visualize how your investments compound over time with regular contributions.

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Investment Growth Calculator

Project your portfolio value over any horizon with customizable return rates.

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FIRE Variants

Lean FIRE Calculator

Plan an ultra-frugal early retirement and calculate the minimum portfolio needed.

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Barista FIRE Calculator

Semi-retirement planning with part-time income and a smaller required portfolio.

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